Reading recent headlines, many borrowers are now aware of the importance of strong and secure relationships with their financial partners. As a privately-held, family-owned bank with over 50 years of experience, we prioritize long-term success and customize solutions for our clients to get there. What we have seen in recent headlines is the result of short-term thinking. Many public financial institutions feel pressure to meet analysts’ quarterly earnings expectations, resulting in less focus on the bigger picture. By contrast, we’ve chosen to remain privately held and family-owned preserving our ability to measure risks over a longer horizon. We take this same long-term view with our clients. First American Bank takes a conservative approach to our balance sheet, focusing on strong, consistent growth—for ourselves and for our customers. Our portfolio management is based on data and historical evidence, not trends. With a specialized staff of experienced financial professionals in various sectors, we possess the advantage of tenured experts, which makes a significant difference when it comes to serving our clients. Significant employee ownership also means that our team is deeply invested in the success of our customers and our institution. With large bank capabilities, but the feel of a smaller community bank, we have the opportunity to provide our customers with personalized, in-depth service when creating financial solutions that will meet their goals and takes their future into consideration.
How First American Bank Differs as a Financial Partner
Large banks can’t provide the kind of personalized attention and care that you can receive from a smaller institution. At the same time, small local banks don’t have the capacity to offer a full suite of financial solutions. A community bank with large bank capabilities offers the best of both worlds. That’s where we come in. First American Bank focuses on underserved markets—companies that have outgrown their local banks but aren’t a priority for larger banks. We provide our customers with a comprehensive suite of financial services and lending options. We offer products usually only available at larger banks—like ESOP, tax exempt industrial revenue bonds, and receivable-based financing for domestic and foreign sales. Even with the turbulence seen in the last few years, our consistent steadiness and conservative approach has allowed us to continue growing, lending to businesses, and helping our customers achieve the success they desire. We take great pride in our ability to deliver a wide range of products to businesses of any size – businesses that have traditionally not received the full attention of big banks. In the face of rising interest rates and economic uncertainty, we stand strong and are ready to help you continue growing. We offer our customers the comfort and security that allows them to build their wealth and their businesses with peace of mind.
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