By Rob Himmelsbach, President, Florida Medicare, Humana
When it comes to healthcare, peace of mind starts with knowing what to expect. For many older adults the right Medicare Advantage plan offers more than just coverage – it offers predictability, simplicity and value. Now through Dec. 7, the annual enrollment window for Medicare Advantage and Prescription Drug Plans gives you the chance to review your options and find a plan for 2026.
Predictable Costs, Fewer Surprises
One of the biggest advantages of Medicare Advantage is cost predictability. Unlike Original Medicare, these plans ensure your covered medical costs, including all doctor visits and emergency care, will never go above a maximum out-of-pocket amount that you know beforehand. That means fewer financial surprises.
Many plans offer low or $0 monthly premiums and may include a Part B premium giveback, putting money back in your Social Security check each month.
Coverage that Works for You
Medicare Advantage plans are designed to meet your everyday healthcare needs. Depending on the plan, this may include:
- Primary care and preventive services
- Dental, vision and hearing coverage
- Prescription drug coverage
More Flexibility, Less Hassle
Some Medicare Advantage plans provide nationwide in-network access. This means you can see any doctor, in or out of network, and pay the same predictable copay—no referrals required and no surprise bills.
While Medicare generally doesn’t cover care outside the United States, Medicare Advantage plans may provide worldwide emergency and urgent care coverage.
Choose a Plan that Fits Your Lifestyle
As you compare options, look for Medicare Advantage plans that emphasize preventive care. These features can help catch potential health concerns early and support independence over time, so you are ready for whatever adventures lie ahead.
Learn more at Humana.com/MedicareBasics.
Humana is a Medicare Advantage HMO, PPO, and PFFS organization with a Medicare contract. Enrollment depends on contract renewal.
The Part B Giveback benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
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